1. At least one borrower on the loan MUST be a first-time homebuyer.

2. 97% loan to value or 3% down payment

3. Eligible for purchase or no cash-out refinances – if a refinance, it must be a loan owned or securitized by Freddie Mac / Fannie Mae unless it has an Affordable/Community Second as a subordinate lien.

4. Must be a one-unit SFR, including condos or PUDs. 

5. Standard mortgage insurance coverage of 35% required when over 95% Loan to Value

6. No Income Limits

Call Jennifer Thornburg today for more information or click here to apply online today!  509-738-2345 or text to 509-675-3180