1. At least one borrower on the loan MUST be a first-time homebuyer.
2. 97% loan to value or 3% down payment
3. Eligible for purchase or no cash-out refinances – if a refinance, it must be a loan owned or securitized by Freddie Mac / Fannie Mae unless it has an Affordable/Community Second as a subordinate lien.
4. Must be a one-unit SFR, including condos or PUDs.
5. Standard mortgage insurance coverage of 35% required when over 95% Loan to Value
6. No Income Limits
Call Jennifer Thornburg today for more information or click here to apply online today! 509-738-2345 or text to 509-675-3180
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: MLO 44231;14216
24913 HWY 395 N
Kettle Falls, Washington 99141
Phone: (509) 738-2345